

Your first step toward bridging the retirement income gap
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Will your pension give you the retirement you’ve worked so hard for?
For many people in their 50s and 60s, the pension pot feels smaller than expected. Costs are rising, savings only go so far, and the idea of a relaxed, purposeful retirement can start to feel uncertain.
This is the Retirement Income Gap, the space between the life you imagined and what your current finances can support.
State pension doesn’t stretch far enough
Company pensions aren’t what they used to be
Rising living costs eat into your safety net
For thousands in their late 50s and early 60s, this gap affects more than money, and can mean the difference between:
• Taking holidays vs. staying home
• Helping your family vs. worrying about bills
• Peaceful nights vs. lying awake doing sums in your head

A BRIGHTER FUTURE
There’s a better way to secure your retirement.
A fulfilling retirement requires looking at every part of your life. Whilst earning additional income is a great benefit, it is important to keep nurturing your body, mind and spirit.
With the right guidance, your retirement will be a wonderful season to use your skills to create freedom and balance in your next chapter.
HOW IT WORKS
Your 3 simple first steps
1
Find your focus
Identify what matters most to you in this next season of life, from simple passions to long-term purpose.
2
Build your foundation
Create an achievable plan that supports both your financial goals and your personal wellbeing.
3
Connect with trusted guidance
Work with a mentor to explore a fuller, holistic life.
Avoid the common mistakes that trip most people up
Trying to do everything at once
When you spread your focus too thin, you lose momentum and clarity. Start simple, choose one clear path, and stay consistent.
Forgetting to build connection
Success grows from trust. Take time to connect with people, share what you believe in, and focus on relationships, not quick results.
Giving up before seeing results
Getting involved in new pastimes and activities, takes time and patience. Like planting seeds, steady effort and care lead to lasting freedom in time.


OUR GIFT TO YOU
Your first step to a fuller, more confident retirement starts here
The Fuller Life Guide offers practical steps to enhance your retirement as you consider the lifestyle you want, while protecting your peace of mind. Silver Season can help you in the areas of financial, physical, emotional and spiritual wellbeing.
Join thousands of men and women who are preparing for a secure and meaningful retirement.
Build confidence, purpose, and income for your silver season.
OUR FOUNDER
Meet Nigel Pascoe
-Your guide to Silver Season
Nigel Pascoe has spent much of his life walking alongside others through pivotal seasons, offering guidance, encouragement, and support. With more than 40 years of experience in both finance and pastoral care, he brings practical wisdom and empathy to every conversation. Through Silver Season, Nigel helps men and women over 55 strengthen their finances, restore confidence, and build lasting peace in retirement.

